'Panic Attacks' Category Archive

Posted on Feb 27th, 2006

Money or the lack of it, can cause many people a great deal of stress. People often play mind games with themselves by worrying about certain situations. How will I be able to pay if my car breaks down? How will I cope if I lose my job? In this article, I give money management advice to help people to de-stress about their financial position and future.

Worrying about money is especially true for people who are self-employed. They worry about what might happen if business becomes slow and fear that they will not be able to their mortgage etc. Most businesses go through peaks and troughs and it is of course during the lean times when people start to stress. Even though the peaks are possibly just around the corner it becomes very hard to positive.

In this situation I would advise people who are self-employed to build up a financial safety net. This money can be saved when they are having a good period and can then be spent when things are not going so well. How will I pay for the mortgage if business falls? Answer, by the money you have saved up, so calm down, you will be fine.

The periods when business is slow can be used to re-charge the batteries and can also be used to think up fresh ideas, of the direction you want the business to go in.

For all people it is important to know how much money is likely to be coming in per month and how much money is likely to be going out. In business this is not all that easy to do, however in family life it should not be too difficult to predict.

If the amount that is seemingly going out is more than what is likely to be coming in, we then need to look at what we are spending. This next idea might seem a little sad but can actually be quite fun. I would advise people to keep a record during one month, of everything they spend. It is not as hard as it may sound and will give you an insight on how much money you actually waste.

For example, how many people are members of a gym, but never actually go there? How much money do you spend on take-away food per month? Do you always need to use the car, is it not possible to walk a little more often, therefore saving on petrol costs? How much money do you spend on cigarettes? Do you really need the latest flat screen television?

During the good times we can afford to waste money, however if you are worrying about money, it is time to tighten your belt.

I myself try to save a certain amount of money per month and invest it in a unit trust. Over time the fund value builds up and if I ever need a lump sum for example, car repairs, I just cash in some of the units. I also allow myself to take out a certain amount of money at the start of each year. This helps me to pay for my car insurance, road tax and to book a family holiday. This has been working well for me for the last five years and is something I plan to continue.

It is always worth planning for the future in this way, not just to cover you if your car breaks down but also for many other reasons. You may want to build up a little nest egg to:

pay for your daughters potential wedding

buy the car of your dreams

have the holiday of a lifetime

buy a house

re-locate abroad

buy a business

for your retirement

help fund your childrens university fees

I am now aware of how much money I am likely to spend per month. I like to have treats and waste money as much as the next man. I am more than happy when money is tight to give up these treats and see it as a battle of wills.

I hope you have found this article interesting and of use.

Stephen Hill helps to promote a number of websites including:

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quality aviation cleaning products

Posted on Feb 26th, 2006

Too often we get so busy and focused managing our businesses that we forget life is supposed to be fun. I’m as guilty of this as anyone. Running a business is serious work so we seem justified by keeping our noses to the grindstones. Unfortunately, when we do that we often forget to enjoy our businesses and our work.

And that’s too bad because after spending 42 years on this planet I am convinced that we are supposed to have fun on a daily basis. They say laughter is the best medicine & I agree. I think we all know that enjoying what we do is healthy for our minds and bodies and our spirits. But, it’s also good for our businesses.

Remember, people like doing business with people they like. And, there’s no one more likable than someone who is clearly enjoying themselves. Nothing brightens my day more than someone with an easy smile and a ready laugh.

Think of the people you spend time with (regardless whether for business or personal reasons). No doubt there are one or more people who always bring a smile to your face just by being around them. Do you think they affect others the same way? Do you think they have customers who enjoy them as much as you do? I’d bet they do.

So, what do you do when you’re NOT enjoying yourself? If you’re feeling stressed and harried and your blood pressure is rising, what can you do? Here are some things that always work for me. Maybe they’ll work for you too:

1. Laugh out loud. You might want to be in private when you do this but try it, it really works.

2. Smile. No matter what the situation, just smile. It simply feels good.

3. Call or visit a friend, your spouse or anyone who is guaranteed to bring some sunshine to your day. (My wife is great at this.)

4. Find a dog to pet. Dogs are naturally happy, their joy is contagious and they like everyone.

5. Take a walk. Exercise, fresh air and a change of scenery are great ways to pull you out of any slump.

6. Help someone. Few things in this world feel better than taking time to do something for another person. Plus you generate good karma!

7. Pay someone a compliment. Of course it should be sincere but it’s usually not hard to do if you think about it.

8. If you’re stuck in an office, look up some good jokes on the Internet. I’m partial to Steven Wright, so here is a link to some of his humorous thoughts.

9. Meditate. Close your eyes, breathe deeply and clear your mind. Here’s a website with some tips.

10. Write down 10 good things about your life. Once you get started, this is easy.

So, there you have my Top 10 ways to keep your spirits up. No matter what you do, be good to yourself and your business and have some fun every day.

Kevin Stirtz is a successful entrepreneur, writer, trainer and speaker. He is a published author of over 200 business articles. He currently writes a marketing column for AllBusiness.com and he is writing his second book, called "Blow Up Your Business". He can be reached at 1-952-212-4681 or at http://www.BlowUpYourBiz.com

Posted on Feb 21st, 2006


One normal by-product of having too much to do is the overloaded and confused cycle. When we begin to get overloaded, we begin to get confused. Typically we ask, “What should I do next when there seems to be so many things to do?” However, projects and tasks do not stop showing up just because we are overloaded and confused. They keep right on coming, making the situation worse…leading to more overloading and more confusion. There are both ineffective and effective ways to handle being overloaded and confused. Choosing effective responses can slow down and eventually stop the escalating cycle.

So What?

We all get overloaded at times. Learn to quickly recognize the feelings that signal you are getting overloaded such as anxiety and confusion. Then learn how to effectively respond and keep the overloaded and confused cycle from escalating.

Now What?

Here are some ineffective responses to being overloaded:

  • Procrastinating

  • Substituting unproductive action (overeating, overdrinking, working on low-value tasks, etc.)
  • Speeding up
  • Giving up
  • Here are some effective responses to being overloaded:

    • Think – slow down and remember that 80 percent of your results come from 20 percent of your efforts. There is a very good chance that 80 percent of what you think you need to do, does not matter. Stop trying to do it all! Contrary to what you want to believe, you are not exempt from the 80/20 rule.

  • Clarify – the antidote to confusion is clarity. Stop and ask questions. Ask yourself, ask others. Clarify what you need to do and why you need to do it. Clarify the outcome you truly desire.
  • Simplify – Break up overwhelming projects into digestible tasks.
  • Eliminate – Think about reasons you should not do something or legitimate ways you can avoid doing it. Is it your priority or someone else’s? Should you not accept the task? Should you delegate it? Should you forget it?
  • Shut down – If things are totally out of control, take the most counterintuitive action of all. Shut down and make getting organized your highest priority. Forget anything that isn’t absolutely life sustaining for a few hours or even a few days, and get under control.
  • If you find yourself running through life, at least take the time to ask yourself where you are going…and why.

    Chris Crouch, president and founder of DME Training and Consulting, is the developer of the GO System. The GO System is a structured training course designed to improve focus, organization and productivity in the workplace and is taught by corporate trainers and professional organizers all over the country. Chris is also author of Getting Organized: Learning How to Focus, Organize and Prioritize and other books that provide practical and easy-to-learn ideas on personal achievement, success and productivity.

    Visit http://www.thegosystem.com to learn more about the GO System, to inquire about having Chris speak to your group or organization, to sign up for Chris’ free newsletter providing tips on having a more joyful and productive life, and for additional ideas on improving focus, organization and productive.

    To learn about becoming a Certified GO System Trainer, visit http://www.gosystemcertification.com.

    Posted on Feb 17th, 2006

    Home relaxation has become increasingly necessary because more and more people are working from home. The biggest challenge with home relaxation is that your home is your office. What that means is that the dividing line between home and work can become hazy and you can very easily get caught up in work and neglect your other duties.

    Home relaxation when incorporated into your day provides a way for you to enjoy the longevity and vibrancy of life.

    Having a soak in the tub, cooking, gardening, watching TV or washing the dishes are all forms of home relaxation.

    Home relaxation can be even more challenging if you have children. You will need to find the time to juggle your responsibilities as a father with your professional responsibilities. One way in which you can do this is to be focused. When you are focused you only do what is necessary at the moment.

    If you are all over the map putting out fires, then you will be distracted.

    Home relaxation helps you to find the time to focus when you get all caught up in work so that you can enjoy the longevity and the vibrancy of life.

    Home relaxation in order to be effective needs to be one of your scheduled daily activities. This is possible in your busy day because of Ipods, portable CD players and lap top computers. It is now very easy to play relaxation CDs in your home. It is profoundly important that you follow a daily routine for home relaxation because you may not be aware of how long you have been working without taking a break.

    A daily schedule for home relaxation ensures that you find more time to take a break, breathe and focus. This break prevents you from getting totally immersed in work at the expense of your health.

    This home relaxation break allows you to have the time to enjoy the longevity and the vibrancy of life.

    In conclusion:

    Home relaxation especially for the work at home person is critically important because it is very easy to get lost in work when working from home. Home relaxation helps you find the time to take a break so that you can breathe and stay focused. If this break is taken on a daily basic you will have more time to enjoy the longevity and the vibrancy of your life.

    Cecil McIntosh is a Hypnotherapist, NLP Trainer and Energy worker specializing in providing a gifted teacher’s shortcut relaxation resources to his clients. For a free 7 day relaxation course visit this site now. http://www.emptyyourcup.com

    Posted on Feb 15th, 2006

    What is emotional resilience? Well pure and simple it is about one’s ability to steer clear of taking a situation personally.

    What does it mean then to take something personally? Well it relates to old buried emotions being triggered by whatever is happening in the present. When triggered they can be unleashed into the person’s awareness automatically and can leave them feeling overwhelmed, confused, out of control and vulnerable.

    The triggering stimulus sets off what I have termed "old emotional landmines" from past traumatic incidents that resemble it in some way. These traumatic memories, if not dealt with appropriately when they occur tend to become submerged and therefore unconscious.

    This happens largely because they are often associated with unpleasant emotions i.e. sadness, shame, helplessness, emptiness etc. which the person cannot tolerate. So, out of fear of feeling such feelings, they become "walled off" from the person’s awareness and hence unconscious.

    This however does not mean that they go away. In fact while giving the individual the impression that they are gone they are actually lurking within, ready to "go off" with their full force and intensity whenever triggered to do so.

    It is my view that the reason there is an unconscious mind at all is because most individuals need to hide there their emotional landmines. The unconscious is indeed the repository of such old negative experiences. Unfortunately however a great deal of one’s vital life energy is needed to keep it in place. Energy that is meant for life and living not for keeping emotional suffering at bay.

    It has also been my experience that many individuals fear what is stored there and that they tend to engage many addictive behaviors (i.e. drugs, alcohol, over work, sex, computer games, etc.) to try and distract themselves from ever feeling the depth of such old emotions. The belief being that by distracting one’s self that one will have a greater sense of inner peace and self control.

    By doing so they ironically only remain vulnerable to becoming out of control whenever the next triggering emotional stimulus happens to come their way. To drive this home just imagine yourself carrying several live hand grenades in your back pocket while at the same time choosing to believe that they are not there. Is this feeling peaceful for you? Do you feel like your life is in your control? Hardly!

    So it is interesting when individuals find themselves continuing to avoid addressing these hidden emotional landmines.

    Until recently most modalities i.e. psychotherapies and the like have promulgated the idea that one needs to re-experience the past and attempt to understand it in some new way in order to defuse these landmines.

    It has been my experience over the last 20 years that such approaches not only do not work they also retraumatize the individuals who attempt this route, much like a hand grenade going off while you are trying to defuse it. This process is called "abreaction" by many therapists.

    These is now a new modality called the Mind Resonance Process(TM) (MRP) that helps one release permanently, simply and painlessly such old emotional landmines.

    This is all done over the telephone and allows individuals to experience a greater sense of personal resilience than they have ever known before. To learn more kindly visit the web link below.

    Dr. Nick Arrizza is trained in Chemical Engineering, Business Management & Leadership, Medicine and Psychiatry. He is an Energy Psychiatrist, Healer, Key Note Speaker,Editor of a New Ezine Called "Spirituality And Science" (which is requesting high quality article submissions) Author of "Esteem for the Self: A Manual for Personal Transformation" (available in ebook format on his web site), Stress Management Coach, Peak Performance Coach & Energy Medicine Researcher, Specializes in Life and Executive Performance Coaching, is the Developer of a powerful new tool called the Mind Resonance Process(TM) that helps build physical, emotional, mental and spiritual well being by helping to permanently release negative beliefs, emotions, perceptions and memories. He holds live workshops, international telephone coaching sessions and international teleconference workshops on Physical. Emotional, Mental and Spiritual Well Being.

    Web Site: http://www.telecoaching4u.com/IntroConsult.htm

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